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Total Health makes choosing a health plan easy, with personalized support backed by 40+ years of experience.
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The Largest Carriers with the Widest Provider Networks
We partner with leading carriers to offer a wide variety of healthcare plans, including ACA, Medicare Advantage, dental, vision, and more, all in one convenient place. Our customer-centric approach makes finding the right coverage simple, personalized, and stress-free.
About Total Health
At Total Health, we’re one of the largest health insurance agencies in the country by enrollment, helping families and individuals get the best quality health coverage for their income and needs. We aim to provide a healthier outlook for all who seek our service.
Mission Statement
We believe that all Americans have the right to access quality health insurance in a way that’s simple, affordable, and transparent.
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Range of Coverage
Whether you’re looking for dental, vision, accident coverage, fixed life or Medicare Advantage plans, we partner with top carriers to ensure you have reliable, high-quality options.
Insurance Partners
Medicare Advantage Plans
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That’s Matched To You
Frequently Asked Questions
01 What does an ACA Plan cover?
ACA Health insurance plans generally cover essential services required by the Affordable Care Act (ACA). These include emergency care, outpatient services, hospital stays, maternity and newborn care, mental health and substance use treatment, prescription medications, rehabilitation services, lab tests, preventive care, chronic disease management, and pediatric services.
02 Do ACA Plans cover pre-existing conditions?
ACA health insurance plans can’t reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started. Once you’re enrolled, the plan can’t deny you coverage or raise your rates based only on your health.
03 How can I find affordable health insurance?
Finding affordable health insurance involves comparing plans based on coverage, costs, and your personal health needs. Working with Total Health’s licensed health insurance agent makes this easier. At Total Health, our licensed agents guide you through the process, evaluating your healthcare needs and budget to match you with the best available coverage options. Our experts simplify the selection process and clearly explain each plan’s benefits.
04 How much will my health insurance cost?
The monthly premium for health insurance depends on several factors, including your age, income, location, family size, and specific coverage needs. To receive a personalized quote, contact one of Total Health’s Licensed insurance agents today.
Call Now: 1-877-547-1616
05 What’s the best health insurance company?
There’s no single “best” health insurance company because the ideal provider depends on your personal healthcare needs, budget, and location. Coverage and availability vary significantly from state to state. Total Health’s licensed insurance agents evaluate plans based on your unique situation and help you find the best option.
06 When do I become eligible for Medicare?
You’re eligible for Medicare when you turn 65. If you’re under 65, you may qualify if you’ve received Social Security Disability or Railroad Retirement Board benefits for 24 months, or if you have been diagnosed with ALS (Lou Gehrig’s Disease) or End-Stage Renal Disease (ESRD) and are receiving dialysis or have undergone a kidney transplant.
07 When can I enroll in Medicare?
Medicare enrollment includes specific periods:
- Initial Enrollment Period (IEP): Starts three months before you turn 65 and ends three months after.
- General Enrollment Period (GEP): Annually, January 1 – March 31.
- Annual Enrollment Period (AEP): Annually, October 15 – December 7.
- Medicare Supplement Enrollment Period: Six-month period starting the month you turn 65.
- Medicare Advantage Enrollment Period: Annually, January 1 – March 31.
- Special Enrollment Period (SEP): Available for qualifying circumstances, typically lasting 60 days.
08 What’s the difference between Original Medicare and Medicare Advantage?
Original Medicare (Parts A and B) is offered directly through the federal government, allowing you to see any doctor or facility accepting Medicare. Medicare Advantage plans (Part C) are offered through private insurance companies that contract with Medicare. These plans generally have set provider networks, meaning you must visit specific doctors or hospitals.
09 What are the different parts of Medicare?
Medicare is divided into several “Parts,” each covering different aspects of healthcare:
- Part A: Hospital and inpatient care coverage.
- Part B: Coverage for outpatient and preventive medical services.
- Part C (Medicare Advantage): Includes Parts A & B coverage plus extra benefits.
- Part D: Prescription drug coverage.
- Medicare Supplements (Medigap): Additional coverage for costs not fully covered by Original Medicare, like copayments and coinsurance.
10 What types of dental services are usually covered by dental insurance plans?
Dental insurance typically covers routine services like cleanings, exams, and basic preventive care. Depending on your specific plan, it might also include coverage for procedures like fillings, crowns, or root canals, usually with an associated copay or deductible.
11 Do dental and vision plans cover pre-existing conditions?
Coverage for pre-existing conditions depends on your specific dental or vision insurance provider. Many plans will offer coverage, but some may have waiting periods for certain services, especially for major dental procedures.
12 Can I use dental or vision insurance immediately after signing up?
It depends on the provider, but many dental and vision plans have waiting periods before certain benefits become available. However, preventive care, like routine checkups, usually starts immediately upon enrollment.
Ready to Get Covered?
Take the first step towards better health coverage. Our expert team licensed health insurance agents will guide you to the plan that best fits your needs.
We’re Here To Help
Finding a health insurance plan can be overwhelming, but our team of qualified insurance agents can assist you to make the process easier. Whether you have questions about our plans, partners, or process, just pick up the phone.
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